now offering in-person & TELEHEALTH Therapy for couples and individuals in Maryland

Fees and Insurance

How to Get Started

To get started, reach out by phone or email. We'll start with a free 15-minute consultation to make sure we're a good fit.

Ph: 443-219-7216
Email: info@courtneycoxtherapy.com


I'm so excited to hear from you, and will get back to you as soon as I can.

Thanks for Reaching Out!

Insurance

I am considered an out-of-network provider. This means I do not accept insurance, and the fee is due at the time of service. Most services qualify for FSA and HSA accounts, and if you have out-of-network benefits, you may be eligible for reimbursement by your insurance company.

As an out-of-network provider, I’m partnering with a service called Mentaya to help my clients navigate the reimbursement process. Use the tool below to see if you might qualify for reimbursement. I recommend confirming the results with your insurance company. 

Here are some questions to ask when talking with your insurance company:
  •  Do I have mental health/behavioral health benefits?
  •  What is the reimbursement rate for out-of-network providers?
  •  Do I need pre-approval or a referral?
  •  How many sessions per calendar year will my plan cover?
  •  What is my out-of-network deductible? 
  •  Is telehealth covered by my plan?
  •  Are there any diagnoses or procedure codes (CPT codes) that are NOT reimbursable? (For couples therapy, common CPT codes are 90847 and 90846; for individual therapy, ask about 90837 and 90834.)


insurance benefits

Clients looking for a hands-off approach to navigating the insurance reimbursement process are welcome to use a service called Mentaya, which submits claims on clients' behalf and sends them the reimbursement funds. Mentaya charges 5% of the session fee per claim. I receive no financial incentive or benefit whether clients use Mentaya or not - it's purely offered for client convenience. 

If you'd prefer to submit the claims on your own and avoid the 5% fee, I would provide you with superbills (essentially a receipt of services), which you would then submit to your insurance company.   

53-minute couple’s therapy session | $185

75-minute couple’s session | $230

90-minute couple's session | $277

I understand therapy is a major investment, and I take that responsibility very seriously. Please know that your investment is being put to work beyond the therapy hour – behind the scenes, I’m spending a great deal of time and money towards continuing education, supervision, gathering resources to share with you, and preparing for your session. It’s of the utmost importance to me to help you achieve the change you’re looking for as effectively and efficiently as possible. My clients and I collaborate so there’s a mutual understanding of where they are in the growth process session by session.       

Fees

53-minute individual therapy session | $150

You are welcome to reschedule your sessions with me as needed, but please provide 24-hours notice. You are responsible for paying the full session fee for any cancellations made within 24 hours of the appointment. This is important because both of our time is valuable, and that window is reserved specifically for you.

Cancellations

In-Person and Online Therapy Services

I offer both in-person and telehealth appointments. For telehealth, I use Zoom for Healthcare (the HIPAA-compliant version of Zoom). Please note that I am licensed in Maryland, which means clients must be located in Maryland at the time of the appointment.